Filling out the Alabama MVT 20 1 form can be a straightforward process, but many people make common mistakes that can lead to delays or rejections. One frequent error is failing to provide a complete Vehicle Identification Number (VIN). The VIN must be exactly 17 characters for vehicles from 1981 onward. Omitting or miswriting even a single character can cause the application to be returned.
Another mistake involves the vehicle information section. Applicants often forget to indicate whether the vehicle is new or used. This designation is crucial for processing the application correctly. Additionally, providing an incorrect or outdated title number can lead to complications, as the information must match the current Alabama title.
In the owner information section, people sometimes neglect to include the full name as it appears on the title. Missing middle names or initials can result in discrepancies that may delay the application. Furthermore, using an incorrect mailing address can hinder communication with the Alabama Department of Revenue, causing further delays.
Another common oversight is related to lienholder information. Some applicants do not provide the name and address of the first lienholder, or they mistakenly leave out the second lienholder if applicable. This omission can lead to legal issues down the line, as all lienholders must be accurately recorded.
Additionally, applicants often fail to sign the form. A signature is required to certify that the information provided is true and correct. Without a signature, the application will be considered incomplete and will not be processed.
People also make the mistake of not including the required application processing fee. The fee must be submitted in certified funds, and personal checks or cash are not accepted. Omitting this payment will result in the application being returned.
Some individuals overlook the requirement to submit the current Alabama title along with the application. This title is essential for verifying ownership and ensuring that the lien can be recorded accurately. Failing to include it can lead to significant delays.
Another issue arises when applicants do not adhere to the instructions regarding legibility. Forms that are not typed or printed clearly will be returned for re-submission. This can be frustrating and time-consuming, especially if the applicant is unaware of the issue.
Finally, applicants sometimes ignore the specific exemptions listed on the form. Understanding these exemptions is vital, as they dictate whether a title can be issued for certain vehicles. If a vehicle falls under an exemption, submitting the form without this knowledge can lead to unnecessary complications.